Property and life stage
Rightsizing & Retirement: Should You Stay or Move?
The right home for retirement is the one that fits your daily life and leaves your finances comfortable.
Strax Research
Clearer thinking for real property decisions
Should you pay more for freehold? Keep the family home or move? Choose more space or a shorter commute?
Our research helps you work through these decisions. We explain the evidence, the practical trade-offs and the questions worth asking, so you can decide what fits your life and finances. Each article separates published evidence from our observations and illustrative examples. Sources and limitations are included where relevant.
StraxPropSG’s research is developed through property-market experience, structured analysis and a wider consideration of household and life-stage decisions.
StraxPropSG ResearchAbout the writers
New to StraxPropSG? Start Here: The Strax Perspective
Property and life stage
How a home fits the stage of life it has to serve — space, suitability and the decision to stay or move.
Property and life stage
The Space We Trade Away
A smaller home in a better location may be a good trade. Make sure you understand how it will work as your life changes.
Tenure and long-term value
Freehold, leasehold, lease decay and what tenure does to long-term value and future buyer demand.
Tenure and long-term value
Freehold Property: Is It Worth Paying More?
Freehold gives you ownership without a lease expiry. Whether it is worth the extra money depends on the property, the price and your plans.
Tenure and long-term value
Why Buy Leasehold If the Lease Gets Shorter?
A 99-year home can be a sensible purchase. The question is what you receive for the price, and how long it needs to serve you.
Property, capital and legacy
Property inside the household balance sheet: equity, financing, holding capacity and what is passed on.
Property, capital and legacy
Property & Legacy: What Is Worth Passing On?
A good legacy property should help the next generation, and remain manageable for them.
Market and property perspectives
Observations on segments of the Singapore market, including how our thinking applies to specific properties.
Market and property perspectives
Looks Like Landed. But Is It Landed Wealth?
A cluster house offers landed-style living. Its ownership structure gives you different choices from an individually titled landed home.
Research into practice
See how our thinking is applied in real client situations.
The research explains how we frame questions. The case studies show what happens when that framing meets a real family, a real budget and a real decision.
How we work with sources
Where our sample is small, our period is short, or our comparison is imperfect, we say so in the piece rather than in a footnote. Articles are commentary and analysis; they are not academically peer-reviewed or independently audited.
- URA — transactions, price indices, Master Plan
- SLA — land and title records
- SingStat — households, income, demographics
- CPF, IRAS and MAS published materials
- Other government publications
- Published academic and institutional research
Have a property question worth examining?
Our research begins with the decision that needs to be made — not with a predetermined answer.